For commercial loan brokers, private lenders and family offices
Spreads and credit memos for brokers and lenders.
A credit desk run by a commercial lender with 15+ years in banking. You send a file. You get a spread and a memo back, ready to drop into your own file, prepared with AI and reviewed and signed by Dorian. Every memo comes back within 48 hours of a complete file.
Who it's for
Built for the people who carry the file
Commercial loan brokers
who need a clean spread and a credit summary before a lender will read the file.
Private and bridge lenders
whose files wait on analysis before they reach committee.
Family offices and private credit lenders
who want an independent second opinion before they commit.
We work for you, the broker or lender. We never contact, advise or bill your borrower.
What you get
Four ways to use the desk
Broker memo
48 hours*3-year spread, DSCR and global cash flow, one-page credit summary with risks and mitigants
$250 first file, then $350
Lender memo
48 hours*Full spread, collateral and entity summary, UCC and docket check, draft credit memo in your template
$400 first file, then $550
Second opinion
48 hours*Independent credit memo with structure recommendations and downside cases
From $1,000
Monitoring
OngoingBankruptcy and litigation alerts on business borrowers, federal courts
$25 per business entity per month
*From a complete file; the clock starts when the last item arrives.
Invoiced on delivery, due in 7 days. Brokers can choose half on delivery and half at closing, at a higher price.
Who does the work
A banker's review on every file
Our team of AI agents prepares each spread and draft memo. Dorian reviews every one, changes what needs changing, and signs it before you see it. Every deliverable says that AI was used to produce it.
How to send a file
Four steps, no retainer
- 1
Email us
Write to info@sadellari.com with a line about the deal and the tier you want.
- 2
Sign the engagement letter
One short letter covers scope, fees, data and confidentiality.
- 3
Upload through your private link
Dorian sends you an upload-only link. You can't see anyone else's files, and nobody else can see yours through it.
- 4
Get your spread and memo
Reviewed and signed, with the AI-use statement on it.
Your first file is the trial price. There's no retainer and no minimum.
What we don't do
Clear lines
- We don't contact, advise or bill your borrower.
- We don't negotiate terms or submit anything to a lender or to SBA for you.
- We don't make the credit decision. That stays with you.
- We don't take SBA-guaranteed loan files in the credit desk.
Data
Who sees your files, and for how long
Sadellari is not affiliated with or endorsed by Anthropic or any AI provider, lender or SBA.
Have a file waiting on analysis?
Tell us about the deal in a line or two.
Email info@sadellari.comFOUNDER
Dorian Sadellari spent 15+ years in finance and banking — at Bank of America, Huntington National Bank, and beyond — before applying his engineering background from the University of Michigan to a different kind of problem.
In 2024, he founded Sadellari Enterprises: a holding company run almost entirely by AI. With a full C-suite of AI agents operating alongside him 24/7, Dorian built the proof of concept first — then turned it into two businesses that help others do the same.
Dorian Sadellari
"We didn't set out to sell AI tools. We built an entire company run by them first — then turned what we learned into something others could use."